"Don't spend what you don't have!"

What Do I Get? What's the Cost?

Hard To Charge You For What You Can Do Yourself

A few that have called me can tell you I give you homework to do right away.  We don't even talk money.  Oh after you do what I tell you if you still need help maybe there will be a charge but I bet you won't mind it all that much and it pretty much is on the honor system anyway.  Now this is not investment advice or estate planning.  That is not my gig.  Mine is to get you out of debt, on a plan, living your financial life with a clue.  If this is you here is what I am going to tell you to do:

Write down everything you spend.  Date, Item, Cost.  Do this for 30 days.

Read The Total Money Makeover by Dave Ramsey (www.daveramsey.com or the library or borrow one).

Use your 30 day spending list to start budgeting.  Try budgeting for at least 3 months.  If you don’t like being in control financially you can always quit. 

http://www.printedowl.com/CalendarDetail.aspx?id=kmunsch or www.printedowl.com – Buy the Conquer Debt Year Round Page-A-Day Calendar for a daily “it’s ok to be weird personal finance dose of reality”

You do these things above for about $40 total and you have just bought all the help you need.  The book goes for $10 - $20 at Dave's site.  He has sales at times.  The calendar costs you $20 shipped to your door.  You can download the widget for free and you can read up on that yourself.

Feel free to e-mail or call me with any questions.  E-mail will probably work best.

How can I do this?  Well I hope the calendar sales will provide me what I need so I don't have to charge you.  But you can do this.  When you are out of debt you can take $100 and either send it to me or send it to a charity.  Yep, you read it right.  Get out of debt and stay there.  That helps me too in a round about way.

Lunch and Learn

$10 per person

The Lunch and Learn will be a 30 to 45 minute presentation which will be designed to discuss specific topics.  Topics will include those used in the Seminar's and new one's as they are developed.  If you have a topic in mind it will be considered.  As long as PMW can provide worthwhile information on the topic your requests will be considered.

The person will need to bring their own lunch, and we do this in your office space or at a space you provide.  Long story short, an employee in debt is an employee not focused on the job you are paying them to do.

One on One Counseling

Feel free to e-mail me at kirk@professormoneywise.com.  If I can answer your question I will, if not I'll point you in the direction you need to go.  Be prepared to do your own research if it is one of those types of questions.  I'm not here to do it for you I'm here to help you help yourself.

ProfessorMoneyWise
Kirk Munsch
301 997-8271

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