About PMW

Kirk Munsch, aka ProfessorMoneyWise, is an everyman run of the mill regular person who luckily saw the error of living in debt years ago. He has put together a compilation of thoughts derived from his chosen passion of Personal Finance and Debt Counseling. As Kirk says, "I am not in the convincing business; I am in the education business. I teach the importance of getting out of debt. That is all I am about."

Kirk is certified as a Financial Educator/Coach by the Center For Financial Social Work and is an avid fan of Dave Ramsey.  Kirk is passionate about debt-free living and strives to make what some think is a boring subject not so boring. When asked why he teaches Kirk replies " If I want to put a selfish spin on it then I'll just say the extension of credit to anyone who asks for it and the failure of many of those people to make the payments is killing my investments. Those that know me can understand the selfishness of my motives and this way I can keep it a secret that I truly want you to know you really don't have to give all your money away before you make it!

Kirk further says, "I don't know everything but what I say I do believe. This whole "money thing" is fascinating to me. The way credit has gone from being available to a select few to almost anyone and how creditors are now using misfortune as an income stream . . . and how many are just going along with it boggles my mind. So, the Conquer Debt Calendar, my website, and my ProfessorMoneyWise efforts are my attempt to put the "personal" back in "personal finance."

Kirk also says, "you cannot go wrong with this calendar it is return proof. You may not like what it tells you on a given day but you cannot argue that we got the day right!" No returns due to a faulty product!!!

Kirk is a native of Kansas and currently makes his home in California, Maryland.